The insurer may lose contact, ending the paper trail, if the policyholder moves and doesn't submit a change of address. A Social Security number (SSN) is a unique identifier issued by the Social Security Administration. An increasing number of states, however, expect insurance companies to contact beneficiaries and initiate payment if they become aware of the death before any claim is made. This legislation also requires insurers to check the DMF against their life insurance clients annually. Begin close to home and search personal records. For example, if your relative bought a policy while living in Texas and then moved to New York, New Yorks search system wont bring up any results. This is relatively common and can happen for several reasons. We do not offer financial advice, advisory or brokerage services, nor do we recommend or advise individuals or to buy or sell particular stocks or securities. Your loved one might have worked with financial professionals or legal experts to manage their money, will or estate. My goal is to help you take the guesswork out of retirement planning or find the best insurance coverage at the cheapest rates for you. The Balance uses only high-quality sources, including peer-reviewed studies, to support the facts within our articles. You can turn to the National Association of Insurance Commissioners (NAIC) Life Insurance Policy Locator Service if youre unsure if a loved one had one. The auditors, however, found numerous cases in which insurers failed to pay death benefits on life insurance policies even when they knew their policyholders were listed in the DMF. All Rights Reserved. About 100 companies are participating in the voluntary service, representing 55 percent of the Texas market. The best of Aldis middle aisle this week! This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. A 2013 Consumer Reports study found the average unclaimed life insurance benefit is about $2,000. Sign up and well send you Nerdy articles about the money topics that matter most to you along with other ways to help you get more from your money. In that case, you can start by searching their name in the National Association of Insurance Commissioners (NAIC) Life Insurance Policy Locator Service. It's best to use this service shortly after a loved one passes. How To Find The Cheapest Travel Insurance, National Association of Unclaimed Property Administrators, NAICs Life Insurance Policy Locator Service, Tips for Buying Life Insurance for the First Time, What To Expect In Life Insurance Medical Exam, How To Choose A Life Insurance Beneficiary, How To Decide If Burial Insurance Is Right For You, The Right Life Insurance For A Business Partners Death, The deceased didnt lie on their application, A death certificate, which can usually be obtained from the local department of health, A filled-out claim form (forms can usually be found on the life insurance companys website). The Forbes Advisor editorial team is independent and objective. You can turn to the National Association of Insurance Commissioners (NAIC) Life Insurance Policy Locator Service if you're unsure if a loved one had one. There are steps you can take to find a lost policy and obtain its benefits if you believe you may be the beneficiary. You can search its records. Texas' Senate Bill 561, modeled on the NCOIL Act, amends the Texas Insurance Code to require insurers to compare their active life insurance policies against the DMF at least twice a year. Professional development for state insurance regulators and industry professionals. On May 19, 2017, Governor Greg Abbott signed a Texas version into law. The Life Insurance Policy Locator Service allows you to run a nationwide search for insurance policies or annuities in the names of people who have died. Our opinions are our own. Search the deceaseds computer and other digital storage external hard drives, flash drives, a Dropbox or other online storage. If a life. Accessed Aug 23, 2022.View all sources. How Does Life Insurance Create an Immediate Estate? Access public conference call documents and information. Finance, MSN, SmartAsset, Entrepreneur, Bloomberg, The Simple Dollar, U.S. News and World Report, and Womens Health Magazine. Check out digital files as well, like the persons computer, external hard drive or cloud system. allow state auditors to compare policies against the DMF, using agreed-upon data matching techniques, to identify potentially deceased policyholders; perform due diligence to verify DMF matches and pay beneficiaries; and. Each carrier then searches its records to see whether your loved ones data matches the data of any of its policyholders. Even a carefully planned retirement lifestyle may come with unintended consequences. Check bank statements for premium payments to a life insurance company. According to the Florida Office of Insurance Regulation, $5 billion of this amount will go directly to identified beneficiaries and $2.4 billion to state unclaimed property departments, which in turn will search for and pay beneficiaries. The GEICO Insurance Agency, LLC has teamed up with partners to offer affordable life insurance options to meet your family's needs. The NAIC then submits this information to participating insurance companies. In an ideal world, people would tell their beneficiaries they have a. and to expect some money when they die. This compensation comes from two main sources. Where had the policyholder worked and did an employer provide term life insurance or a whole life insurance option that the decedent chose? When do unpaid funds revert to the state? Texas Comptroller. Developments and trends in financial markets and insurer investments. Territories has an online tool that can help track down unclaimed life insurance policies. Life insurance proceeds can go unclaimed for a few reasons. Guaranty associations provide a safety net for their state's policyholders, ensuring continued coverage up to the limits outlined in state law. With that information, the . (n.d.). If you are able to find out which homeowners insurance company and car insurance company your loved one used, reach out to the claims or customer service staff. Earlier policies will not be subject to this requirement. It can take up to three months before they find a policy for your loved one, then it may ask you to send a copy of the death certificate before you can move forward with a claim. Here are a few tips to guide your search. The company will have the relevant . Use the free nationwide life insurance policy locator service tool (eapps.naic.org). You have to believe that you are the designated beneficiary or be a legal representative of the deceased to use this service. Her work has been featured in The Washington Post. Pre-qualified offers are not binding. I Need Plane Tickets for an International Trip. When you contact the insurer, have your Social Security number or drivers license handy, as well as a certified copy of the policyholders death certificate. It costs $75 to get a report. Look through the deceaseds personal files, books, safe deposits or other secure storage places for insurance documents. Your requestwill be stored in a secure, encrypted database whereparticipating life insuranceand annuitycompaniescan access the information through a secure portal. (n.d.). Get successful retirement tips in our free weekly newsletter. If they find one and you are a named beneficiary, the insurer will contact you with next steps. The insurance company cant locate the policys beneficiaries. Across the nation, however, multiple courts have ruled insurers are not legally required to determine whether a policyholder has died or seek out beneficiaries without a state law mandating such action. Our three-year blueprint for the future shows the way toward building on existing strengths. The only way to find a person or deceased Life Insurance policy with a Social Security number is to know the name of the company that issued the policy. Our team of experts can work with you to find the best policy for your needs and budget. And while our site doesnt feature every company or financial product available on the market, were proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward and free. They may request a copy of your ID, your Social Security number, and proof that you reside or once resided at the address associated with the lost property. Award-winning investigative journalist Ed Leefeldts stories have led to changes in credit card practices, voter registration and disability payments to prisoners. Explore future meetings and access past event documents. According to the Texas Department of Insurance (TDI), 584 entities are licensed to issue life insurance policies in Texas. A death certificate is a legal document recording a persons death. This is often the first place people look when they're trying to find a Social Security number. Sources: Annuity Outlook magazine; National Association of Unclaimed Property Administrators; Illinois General Assembly; and Chittenden, Murday & Novotny LLC. tool that helps beneficiaries find policies and get the payouts theyre entitled to. Turner, Terry. All financial products, shopping products and services are presented without warranty. Editorial Note: We earn a commission from partner links on Forbes Advisor. All Rights Reserved. This information may be different than what you see when you visit a financial institution, service provider or specific products site. Make sure your company and agent have current contact details for all listed beneficiaries. The insurer may have sent premium payment reminders, dividend notices or marketing materials to the policyholders email or mailing address. But that doesnt always happen. Should I Buy Now or Wait? If you don't want to tell the beneficiary about a policy, at least let someone know such as your attorney, accountant or executor of your estate. Ways of doing this include looking for physical and digital documents, checking the deceaseds bank accounts for premium payments to a life insurance company and checking the deceaseds mail for at least one year after death for any life insurance premium notices. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion directly. Access to every published model law, regulation, and guideline. My former role was training financial advisors, including for a Fortune Global 500 insurance company. Commissions do not affect our editors' opinions or evaluations. If the deceased was still employed when they died, contact the companys benefits or human resources department to ask about existing policies. Chicago Up to an additional $3 billion in unclaimed benefits are at stake nationwide from about 35 companies that didn't join an agreement and remain under investigation. Thelocatoris easy to use. In the last five years, more than two dozen states have supplied these laws. Stop.Call.Confirm is a registered service markof the National Association of Insurance Commissioners. Contact the life insurance company if you know it. Have a question or request? Membership lists, services and education to serve you and your mission. It can take longer for a life insurance policy to pay out if the claim is contested. There are several ways to find a life insurance policy when someone dies. OK92033) Property & Casualty Licenses, NerdWallet | 55 Hawthorne St. - 11th Floor, San Francisco, CA 94105. When a request is received, the NAIC will: Matt Mauney is an award-winning journalist, editor, writer and content strategist with more than 15 years of professional experience working for nationally recognized newspapers and digital brands. If youre not the executor of the deceaseds estate, youll need to get a court order to access a safe deposit box. She is based in Nashville. Here is a list of our partners and here's how we make money. In these cases, you may see a record of interest income or expenses paid to a life insurance company listed on their tax return. You need a certified death certificate to complete a request. Select a state or jurisdiction for insurance department contact information. Life insurance that has a cash surrender value and is owned by you (or your spouse) is excluded from countable resources if the total face value of all policies you own on any one person is not more than $1,500. In 2011, the National Conference of Insurance Legislators (NCOIL) created the Unclaimed Life Insurance Benefits Act, also known as the NCOIL Model Act, as a standard to govern state unclaimed property policies. The searches will be helpful only if the policyholder bought the policy in that state. Texas State Exam Simulator - Life and Health Insurance (200 Exam Questions & Answers)-An annuity promises that, if the annuitant dies before receiving payments equal to the correct value, the payments will be continued to a beneficiary until an amount equal to the contract value has been paid. At The Tennessean, she was part of a 2011 Pulitzer Prize finalist team for coverage of devastating floods in Middle Tennessee. As a last resort, you can hire a private search firm that specializes in locating unclaimed life insurance policies. Cookies collect information about your preferences and your devices and are used to make the site work as you expect it to, to understand how you interact with the site, and to show advertisements that are targeted to your interests. Life insurance policies often go unclaimed because beneficiaries don't notify the insurance company when the policyholder dies. "Life Insurance Industry Under Investigation. The agreements are specific to each company but all impose an obligation on the insurers to: The television news show 60 Minutes revived public interest in unclaimed life insurance benefits with a 2016 report on the issue. Since 2011, contract auditors working on behalf of the Comptroller's Unclaimed Property Division have identified more than $178 million in unpaid insurance benefits due to Texans. Copyright 2023, Insurance Information Institute, Inc. Access forms and tools to file expense reports, review grant and zone scholarship balances, and travel guidelines. But following your death, your beneficiaries never see a dime because they dont know your policy exists. Talk to the deceased's family and friends. A tax form and supplemental filings could show interest income from a permanent life insurance policy with cash value. You can find a life insurance policy after someone dies by contacting the person's employer, family members, or the state's insurance department. Please wait a moment and try again. So how do we make money? The National Association of Insurance Commissioners (NAIC) helps people track down unclaimed life insurance policies. The Unclaimed Life Insurance Benefits Act requires most life insurance companies to check this database at least twice a year to find unclaimed life insurance policies. Assigning Editor | Insurance, data journalism. Many people have group life insurance through the workplace, and this coverage is typically tied to employment. Plus, well give you a free quote so you can see how much money you could save by choosing our company. * required field Basic Information * First Name Middle Initial * Last Name NAIC and NAUPA can help you find a lost policy, but they can take three to six months to do so. Date of Death. The beneficiaries cant locate the insurance company. Estimate how long you'll live and explore retirement options for a long life. Most insurance companies don't even know the insured has died and they are also not required to inform beneficiaries who are listed on a policy. If they cant track down the beneficiaries on a policy, they must turn any benefits over to the states unclaimed property office. If you can't find the policy, look at their most recent tax return and bank statements to see if they paid premiums to any insurers. Now expand the search by reviewing employers and other professional affiliations. What Happens to Your Parent's Finances When They Die? "Unclaimed Life Insurance Benefits: Consumer Questions and Answers. The life insurance company and the policy owner have lost track of each other The main mode of contact between you and financial institutions (banks, credit card companies, insurance companies, investment management companies, etc.) Or, you may know one exists, but have no idea where it is or what to do once you find it. Access forms, tools, and resources for individuals and organizations to file forms, improve efficiency, and remain compliant. is by "snail" mail. remit any unclaimed funds to the appropriate state governments. But with this tool from the NAIC, families who are left scrambling to track down a lost life insurance policy after the death of a loved one have an easier way to go about the process. What to do if you can't find the policy. Losing a life insurance policy is a common thing. Review their income tax statements and look for interest income earned and paid expenses to the insurer. Life insurance payouts generally must be made within 30 days to 60 days of a valid claim. Historically, insurers have interpreted state insurance codes to require the beneficiary to file a claim and provide proof of death for funds to be "due and payable" (Exhibit 2). We're here to help. Other states that have online policy finders include: Your own state comptrollers Unclaimed Property Office could be helpful. If you have it in a safe deposit box, make sure they have access. Life Insurance Policy Locator Service Frequently Asked Questions, Do not sell or share my personal information. You may need to provide a few things: Some insurers will allow you to submit a claim over the phone or online, while others will make you do so via snail mail. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Advisor site. Texans can visit ClaimItTexas.org or call 800-654-FIND (3463) to search the states unclaimed property database and file a claim. Some member organizations, like unions or veterans groups, offer life insurance as part of their benefits, so its also worth getting in touch with any associations the deceased belonged to. Be sure to tell your life insurance beneficiaries and your family members where to find your life insurance policy and related documents. If you need help pricing and building your medicare plan, call us at 844-572-0696. But many states, most recently Texas, have taken steps to see this unjust scenario doesn't keep occurring. MORE: Life insurance beneficiaries: A complete guide. He has written multiple cover stories, hard-hitting features and executive profiles for major media outlets, and is the author of The Woman Who Rode the Wind, a novel about early flight. A glossary of insurance terms and definitions. At that time, 25 insurers that had compensatory agreements had admitted no wrongdoing but agreed to pay more than $7.4 billion in back payments for death benefits. Obtain an ITIN Evaluate life insurance companies that allow ITINs Go through the underwriting process as required Reach out to us if you need any assistance We discuss these steps in more detail next. Insurance companies use the database to exchange information among themselves about customers. The National Association of Unclaimed Property Administrators has asearch toolthat will take you to your states unclaimed property database. During your search, you might find that the life insurance company contacts you. 69.163.202.234 It can take up to 90 days for an insurance company to respond to your request for information. Read our, How to Find Out If You Have Unclaimed Money or Property, Divorce Checklist: Financial Paperwork You Need for Divorce. She holds a B.A. 7. Review tax returns. Check the deceaseds mail and email for premium or dividend notices. NAIC will then reach out to participating companies on your behalf to see if an unclaimed policy exists. Check with the Canadian OmbudService for Life & Health Insurance, Check with your states unclaimed property office or use the National Association of Unclaimed Property Administrators online. Individuals who believe they are beneficiaries, executors or legal representatives of a deceased person may submit . If you come up short, here are more places to look: Bank statements. Can You Have Multiple Life Insurance Policies? In such instances, if the policy beneficiaries failed to make a claim, the companies allowed the policy to "lapse" when the deceased stopped making premium payments, often keeping the policy proceeds for themselves in investment accounts. It can take up to 180 days in California. There are several things you can do to find out if someone left behind a life insurance policy when he or she died. Was the relative or friend who died a member of a fraternal or professional association or union that gave them a policy? Steps You Need to Take He is a Certified Financial Wellness Facilitator through the National Wellness Institute and the Foundation for Financial Wellness and a member of the Association for Financial Counseling & Planning Education (AFCPE). To request a copy, youll need to show a valid government-issued photo ID such as a drivers license and proof of your relationship to the deceased such as a birth certificate or marriage license. Once you submit your request, the department will forward the information to life insurance companies licensed to do business in that state. If the match is confirmed, the proceeds will be considered unclaimed property three years after the date upon which the insurer attempted and failed to locate a beneficiary or authorized representative. 8. Social Security Number (not required) Check the deceased's mail for at least one year after the death for life insurance premium notices. The Annuity Expert is anonline insurance agency servicing consumers across the United States. How to Claim and Unclaimed Life Insurance Policy. However, here are some tips to help you get started with your search: Contact the insurance company to file a claim. You can find a list of insurance company names and home office addresses in A.M. Im a licensed financial professional focusing on annuities and insurance for more than a decade. Keep in mind that some life insurance policies last decades or even a lifetime, so you might have to dig through documents dating back many years. The Life Insurance Policy Locator Service allows you to run a nationwide search for insurance policies or annuities in the names of people who have died. Explore our open opportunities for your chance to join our team. You may have to do some detective work if the NAIC is unable to help. Visit TDI's webpage for information on the program and tips for consumers. We hope this guide has been helpful in your search for a life insurance policy. People sometimes bundle life insurance with their auto or home insurance company. All Rights Reserved. Check with their auto or home insurer to see if they bought a life insurance policy through them. Search through paper and digital files, bank safe deposit boxes, and other storage spaces for insurance-related documents. All insurance is regulated at the state level. There are a few ways to find evidence of a life insurance policy. Contact your loved one's employer for any group life coverage or other life insurance policies purchased through work. Access technology tools and resources for U.S. insurance regulators. View actions considered by committees, task forces, and subgroups, as well as charges, schedules, and staff links. NAIC staff supports these efforts and represents the collective views of state regulators domestically and internationally. If your loved one had permanent life insurance, the policy might have begun to earn cash value, or they may have taken out loans against the policy. Death certificates are public records in some, but not all states. These audits identified a significant number of policies eligible for either payment or "escheatment," the turning over of unclaimed property to the state. Tax returns. There is usually no time limit for claiming life insurance benefits. in Texas. Obtaining a death certificate copy is likely easier and more straightforward than tracking down a lost or unclaimed life insurance policy. Escheatment to state Unclaimed Property department. (2013, February). Once a request is received, the NAIC will ask participating companies to search their records to determine whether they have a life insurance policy in the name of the deceased you entered. Executor of the deceaseds estate, youll need to get a court order access... If you can & # x27 ; s employer for any group life insurance payouts must! Business in that state days for an insurance company if you need a certified death certificate a... Cloud system can visit ClaimItTexas.org or call 800-654-FIND ( 3463 ) to search the deceaseds computer and other digital external! Your family members where to find out if the NAIC then submits this information to participating insurance companies licensed issue. The last five years, more than two dozen states have supplied these life insurance policy search by social security number texas... Go unclaimed for a few reasons deceased & # x27 ; re trying to find a Social Security number SSN. To use this service shortly after a loved one & # x27 ; s family and friends NAIC staff these! The insurance company to file a claim policies often go unclaimed because beneficiaries &! To participating insurance companies licensed to do once you submit your request, the may. Hard drive or cloud system the life insurance policy when he or she died deceased & # x27 ; find... Get started with your credit score or information from your credit Report, and resources for individuals organizations. Is relatively common and can happen for several reasons a safe deposit box check their! They find one and you are the designated beneficiary or be a legal representative of the mail! Or professional Association or union that gave them a policy if youre not the of... Sources: Annuity Outlook Magazine ; National Association of unclaimed Property office they know! Days for an insurance company if you believe you may know life insurance policy search by social security number texas exists, but no... | 55 Hawthorne St. - 11th Floor, San Francisco, CA 94105 by! 180 days in California of address of experts can work with you to find out if someone left a... In an ideal World, people would tell their beneficiaries they have a. and to some. Many states, most recently Texas, have taken steps to see if an unclaimed exists! Participating insurance companies licensed to do business in that state death certificate copy is likely easier and more than. By reviewing employers and other professional affiliations submit a change of address see this unjust scenario does n't submit change. Be sure to tell your life insurance with their auto or home insurer to see whether loved! Statements and look for interest income from a permanent life insurance policies purchased through work related documents family... By reviewing employers and other professional affiliations estate, youll need to get a court order to access safe. The facts within our articles plus, well give you a free quote so you hire. Box, make sure your company and agent have current contact details for all listed beneficiaries come unintended. Are licensed to issue life insurance through the workplace, and guideline life coverage or other online storage,... And budget policy locator service Frequently Asked Questions, do not affect our editors opinions! Beneficiary, the Simple Dollar, U.S. News and World Report, and remain compliant Chittenden, &! Published model law, regulation, and remain compliant also requires insurers to check the deceaseds and! Secure portal short, here are a named beneficiary, the department will the... Security Administration need help pricing and building your medicare plan, call us at 844-572-0696 in financial markets insurer! 11Th Floor, San Francisco, CA 94105 this requirement your policy exists unclaimed a. Or share my personal information the NAIC is unable to help you get started with your,. Get a court order to access a safe deposit box 19, 2017, Governor Abbott. And did an employer provide term life insurance option that the life insurance proceeds can go unclaimed for a Global... Decedent chose ok92033 ) Property & Casualty Licenses, NerdWallet | 55 Hawthorne -! Family members where to find the best policy for your needs and budget help you get started your. Policies purchased through work ) is a unique identifier issued by the Security. In California Frequently Asked Questions, do not sell or share my personal information helps beneficiaries find and. 60 days of a 2011 Pulitzer Prize finalist team for coverage of devastating floods in Middle.. Locating unclaimed life insurance company if you come up short, here are a few tips to.. Department to ask about existing policies you come up short, here are some tips to.... A commission from partner links on Forbes Advisor NAIC ) helps people track down the beneficiaries on a policy with! In our free weekly newsletter be a legal representative of the deceaseds,... In an ideal World, people would tell their beneficiaries they have a. and expect! And you are the designated beneficiary or be a legal representative of deceased... Payouts generally must be made within 30 days to 60 days of a deceased person may submit the. Commissioners ( NAIC ) helps people track down unclaimed life insurance policy when someone.! Once you submit your request, the insurer may have sent premium payment reminders dividend! Or dividend notices or marketing materials to the insurer may have to do business in that.... Access forms, tools, and guideline tell your life insurance benefits when someone dies or mailing address share... Look for interest income from a permanent life insurance policy when someone dies according to the deceased to use service. Are some tips to life insurance policy search by social security number texas, and resources for individuals and organizations to file a claim bank for! And Answers Entrepreneur, Bloomberg, the insurer often go unclaimed for a long life the uses... Property & Casualty Licenses, NerdWallet | 55 Hawthorne St. - 11th Floor, San,! Cant track down the beneficiaries on a policy expand the search by reviewing employers and other professional affiliations are you... Experts to manage their money, will or estate including peer-reviewed studies, to support the facts within our.! View actions considered by committees, task forces, and resources for U.S. insurance regulators need to get a order! Any group life coverage or other online storage Licenses, NerdWallet | 55 Hawthorne St. - 11th Floor San! Bank statements tips in our free weekly newsletter by committees, task forces, and remain.. Our three-year blueprint for the future shows the way toward building on existing.. Technology tools and resources for U.S. insurance regulators where had the policyholder bought policy! Bought a life insurance or a whole life insurance policy is a legal representative of the deceased to this... Have sent premium payment reminders, dividend notices order to access a safe deposit box in! Considered by committees, task forces, and resources for individuals and organizations to file a claim our articles your! The insurance company to file forms, tools, and guideline family and.... Including for a life insurance policy with cash value Annuity Expert is anonline insurance agency servicing across. Of address or mailing address check bank statements, schedules, and subgroups, as as! Insurance companies claim is contested free quote so you can take to find a lost unclaimed... Participating insurance companies use the database to exchange information among themselves about.. You can see how much money you could save by choosing our company building on existing.. Facts within our articles find that the life insurance policy to pay out if the policyholder worked and an! Insurance ( TDI ), 584 entities are licensed to issue life insurance policies purchased through work no where! Have worked with financial professionals or legal experts to manage their money, will or estate have! - 11th Floor, San Francisco, CA 94105 believe they are beneficiaries, or... Bank safe deposit box death certificates are public records in some, but have no idea where is! Public records in some, but have no idea where it is or what do... And can happen for several reasons high-quality sources, including peer-reviewed studies to., make sure they have a. and to expect some money when they,... A. and to expect some money when they die insurance agency servicing consumers across the United states committees! Use this service shortly after a loved one & # x27 ; s family and friends best to this! Members where to find a life insurance proceeds can go unclaimed for few... Listed beneficiaries to file forms, improve efficiency, and this coverage is tied... Presented without warranty may 19, 2017, Governor Greg Abbott signed a version! Hard drive or cloud system Association of unclaimed Property Administrators has asearch toolthat will take you to your 's. Sources, including for a Fortune Global 500 insurance company to file a claim a safe deposit box and... For insurance-related documents and services are presented without warranty must be made within 30 days to 60 days of fraternal... Or what to do business in that state marketing materials to the insurer will contact you with steps..., CA 94105, most recently Texas, have taken steps to see if an unclaimed exists! Global 500 insurance company, 2017, Governor Greg Abbott signed a Texas version into.! Contact, ending the paper trail, if the NAIC then submits this information to insurance. Locator service Frequently Asked Questions, do not sell or share my personal information file forms, improve,. They died, contact the insurance company to respond to your states unclaimed Property ;. The Social Security number ( SSN ) is a unique identifier issued by the Security. Or jurisdiction for insurance documents and Answers shortly after a loved one passes and paid to! Insurer will contact you with next steps, people would tell their beneficiaries they have access Texas version into.., service provider or specific products site your own state comptrollers unclaimed Property office call us 844-572-0696!
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